For those who don't know, some incredibly polite people in England use "pants" as an insult. It essentially means rubbish or stupid. In the context of this story, a particular gentleman decided to express his displeasure with his bank, Lloyd's, by setting his account password to "Lloyd's is pants".
And then Lloyds decided to show just how pants they could be...
[youtube=http://au.youtube.com/watch?v=G1ojZbRm74g]
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